FORTUNE® magazine's ‘World’s Most Admired Companies

Prudential ranks No. 2 among FORTUNE® magazine's ‘World’s Most Admired Companies’
Prudential Financial is the second most admired life/health insurance company in the world, according to FORTUNE magazine.

Prudential achieved the highest ranking of any publicly held life insurance company named on FORTUNE's 2010 "World's Most Admired Companies" list. Only mutual company New York Life ranked higher in the Insurance: Life, Health category.

"We are extremely pleased and proud to be ranked as the most admired publicly traded insurance company in the world,” said Prudential Chairman and CEO John Strangfeld. “This ranking is another testament to how the strength of our leadership team and the dedication of our employees have helped us emerge from the economic crisis in a strong position."

Prudential moved up two spots from its No. 4 ranking on last year's "Most Admired" list. Among the companies that followed Prudential on the 2010 list were Aflac, MetLife, Northwestern Mutual, AXA, Massachusetts Mutual Life Insurance and TIAA-CREF.

FORTUNE's "Most Admired" list is considered the definitive report on corporate reputations. To determine this year's list, the magazine surveyed 667 companies from 33 countries. Executives, directors and analysts were asked to rate companies on nine key attributes of reputation: people management; use of corporate assets; social responsibility; quality of management; financial soundness; long-term investment; quality of products/services; and global competitiveness. Prudential received high marks in the areas of social responsibility, global competitiveness, innovation and long-term investment.

The list appears in FORTUNE’s March 22 issue. The rankings can be viewed online at www.fortune.com, and you can also read the rankings for the life and health insurance companies.


Prudential Financial was rated No. 2 in FORTUNE® magazine’s 2010 World’s Most Admired Companies ranking in the Insurance: Life and Health category. (March 22, 2009). FORTUNE® and World’s Most Admired Companies® are registered trademarks belonging to Time Inc.

Prudential Financial, Inc., Newark, NJ

Retirement Benefits BNIlife

Retirement Benefits

Goal

Providing financial protection against the risk of death and also functions as a savings for the stock in retirement.

Benefits Program

- Description of work
- Life insurance participants
- Are defined benefit
- Fulfilling the provisions of Law No. 13 of 2003
- Facilities tax on benefits

Insurance Period

During his service with the normal retirement age limit.

Benefits Program

* The benefits gained by the end of insurance period is at the same time giving 100% Money Insurance
* The benefits if the participant dies during the insurance period is at the same time giving 100% Money Insurance
* The benefits of membership if the participant stops Insurance Cash Value is the gift at a time. The amount of Cash Value Insurance Money can be adjusted to the provisions of the Labor Law no. 13 of 2003.

Premium

The premium consists of 2 (two) parts, the Premium and Premium Service Coming Back Service.

* Premium Back Service is a premium paid by the company where participants work in connection with the appreciation of the working lives of current participants to come to work until the start of insurance. Back Premium Service paid in a lump sum by the company at the beginning of insurance.
* Coming Premium Service is a premium paid to cover the working lives will be lived participants ranging from insurance to retirement age (in this case 55 years). Premiums paid in Tahuna Service Coming, by company, employee or equally shared between the company and employees.

Membership Procedure

a. Filing Application for Life Insurance
b. Submitting a bunch of complete data participants
c. Underwriting provisions necessary complement
d. BNI Life Insurance Policy and Certificates issued

Claim Requirements
Claims filed later than 90 (ninety) days after the initial incident or confirmation by telephone or facsimile.

All claims submitted must include:

1. The original document is a claim letter from the Policy Holder
2. Copy of ID card or other identification and Family Card (KK)
3. News event complete crash from the competent authority if the risk occurs because of accident

SmartCare Executive

SmartCare Executive has 11 plans, which can be selected to suit you & your family health insurance needs.

It provides protection against health cost with disability benefit limit up to Rp 250 million (Rupiah program) and US$ 25,000 (US Dollars program ) and the Annual Limits of up to Rp 500 million (program Rupiah) and US$ 50,000 (US Dollar program).

SmartCare Executive is available for individual or family customers

No Need Cash
You will no need cash for your inpatient treatment. Just shows AXA SmartCare Executive membership card to hospital administration officer when you do registration.

The above condition is subject to:

* You are in AXA hospital networks providers
* The coverage within your benefit plan that you have selected
* Your benefit limit is still adequate


24-hours Assistance
You can contact our hotline service number below to arrange your hospitalisation into our hospital providers.

* Direct line is 2355 0288 for Jakarta, Bogor, Tangerang, Bekasi and Depok.
* Toll free line is 0800 1402 919 for other than above area.

Family insurance in Australia

Term Life Insurance

MBF Term Life Insurance is designed for those seeking more comprehensive protection for themselves and their families.

There is no limit to the amount of death cover* that can be applied for, and the policy also offers optional cover for traumatic illnesses and total and permanent disablement.
Key features

* 24 hour worldwide protection for death and terminal illnesses
* Optional cover for traumatic illnesses #
* Optional cover for total and permanent disablement #
* No limit to cover that can be applied for
* Automatic indexing to help benefits keep pace with inflation
* Discounts for large sums insured
* Premiums start from $20** per month
* Pay premiums monthly, or pay annually and get 12 months cover for the cost of 11

Our international family plans

These plans are designed for expatriate families or families living and traveling abroad regularly. For an international health insurance quote for your family you should contact Global Health Insurance. We will contact the world’s largest and most respectable insurers on your behalf to get your international health insurance quote, therefore ensuring you get the most suitable cover at the best price.

are annual, guaranteed renewable and suitable for all ages and occupations. Plan premiums are calculated depending upon where your family lives and your age but are not dependent on your occupation or your nationality. The plans are not specific to one country so if you relocate to a new country or back to your home country the coverage can be taken with you.

Here at Global Health Insurance we denominate your international health insurance quote in US dollars, but many international health insurance plans are extremely flexible and will accept payment in most major currencies.

Plans can be customized to include maternity, dental, chronic conditions, travel, and personal accident cover. We can also include a deductible (excess) to minimize the policy administration and help to keep your premiums low. Please review our article on medical insurance for Couples, Families and Children to understand more about what we can do for you.

If you are suffering from a pre-existing medical condition, we can help you to select the best insurer to extend coverage to this condition. For expert advice and an international health insurance quote please contact our consultants.