Goal
Providing financial protection against the risk of death and also functions as a savings for the stock in retirement.
Benefits Program
- Description of work
- Life insurance participants
- Are defined benefit
- Fulfilling the provisions of Law No. 13 of 2003
- Facilities tax on benefits
Insurance Period
During his service with the normal retirement age limit.
Benefits Program
* The benefits gained by the end of insurance period is at the same time giving 100% Money Insurance
* The benefits if the participant dies during the insurance period is at the same time giving 100% Money Insurance
* The benefits of membership if the participant stops Insurance Cash Value is the gift at a time. The amount of Cash Value Insurance Money can be adjusted to the provisions of the Labor Law no. 13 of 2003.
Premium
The premium consists of 2 (two) parts, the Premium and Premium Service Coming Back Service.
* Premium Back Service is a premium paid by the company where participants work in connection with the appreciation of the working lives of current participants to come to work until the start of insurance. Back Premium Service paid in a lump sum by the company at the beginning of insurance.
* Coming Premium Service is a premium paid to cover the working lives will be lived participants ranging from insurance to retirement age (in this case 55 years). Premiums paid in Tahuna Service Coming, by company, employee or equally shared between the company and employees.
Membership Procedure
a. Filing Application for Life Insurance
b. Submitting a bunch of complete data participants
c. Underwriting provisions necessary complement
d. BNI Life Insurance Policy and Certificates issued
Claim Requirements
Claims filed later than 90 (ninety) days after the initial incident or confirmation by telephone or facsimile.
All claims submitted must include:
1. The original document is a claim letter from the Policy Holder
2. Copy of ID card or other identification and Family Card (KK)
3. News event complete crash from the competent authority if the risk occurs because of accident
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