FORTUNE® magazine's ‘World’s Most Admired Companies

Prudential ranks No. 2 among FORTUNE® magazine's ‘World’s Most Admired Companies’
Prudential Financial is the second most admired life/health insurance company in the world, according to FORTUNE magazine.

Prudential achieved the highest ranking of any publicly held life insurance company named on FORTUNE's 2010 "World's Most Admired Companies" list. Only mutual company New York Life ranked higher in the Insurance: Life, Health category.

"We are extremely pleased and proud to be ranked as the most admired publicly traded insurance company in the world,” said Prudential Chairman and CEO John Strangfeld. “This ranking is another testament to how the strength of our leadership team and the dedication of our employees have helped us emerge from the economic crisis in a strong position."

Prudential moved up two spots from its No. 4 ranking on last year's "Most Admired" list. Among the companies that followed Prudential on the 2010 list were Aflac, MetLife, Northwestern Mutual, AXA, Massachusetts Mutual Life Insurance and TIAA-CREF.

FORTUNE's "Most Admired" list is considered the definitive report on corporate reputations. To determine this year's list, the magazine surveyed 667 companies from 33 countries. Executives, directors and analysts were asked to rate companies on nine key attributes of reputation: people management; use of corporate assets; social responsibility; quality of management; financial soundness; long-term investment; quality of products/services; and global competitiveness. Prudential received high marks in the areas of social responsibility, global competitiveness, innovation and long-term investment.

The list appears in FORTUNE’s March 22 issue. The rankings can be viewed online at www.fortune.com, and you can also read the rankings for the life and health insurance companies.


Prudential Financial was rated No. 2 in FORTUNE® magazine’s 2010 World’s Most Admired Companies ranking in the Insurance: Life and Health category. (March 22, 2009). FORTUNE® and World’s Most Admired Companies® are registered trademarks belonging to Time Inc.

Prudential Financial, Inc., Newark, NJ

Retirement Benefits BNIlife

Retirement Benefits

Goal

Providing financial protection against the risk of death and also functions as a savings for the stock in retirement.

Benefits Program

- Description of work
- Life insurance participants
- Are defined benefit
- Fulfilling the provisions of Law No. 13 of 2003
- Facilities tax on benefits

Insurance Period

During his service with the normal retirement age limit.

Benefits Program

* The benefits gained by the end of insurance period is at the same time giving 100% Money Insurance
* The benefits if the participant dies during the insurance period is at the same time giving 100% Money Insurance
* The benefits of membership if the participant stops Insurance Cash Value is the gift at a time. The amount of Cash Value Insurance Money can be adjusted to the provisions of the Labor Law no. 13 of 2003.

Premium

The premium consists of 2 (two) parts, the Premium and Premium Service Coming Back Service.

* Premium Back Service is a premium paid by the company where participants work in connection with the appreciation of the working lives of current participants to come to work until the start of insurance. Back Premium Service paid in a lump sum by the company at the beginning of insurance.
* Coming Premium Service is a premium paid to cover the working lives will be lived participants ranging from insurance to retirement age (in this case 55 years). Premiums paid in Tahuna Service Coming, by company, employee or equally shared between the company and employees.

Membership Procedure

a. Filing Application for Life Insurance
b. Submitting a bunch of complete data participants
c. Underwriting provisions necessary complement
d. BNI Life Insurance Policy and Certificates issued

Claim Requirements
Claims filed later than 90 (ninety) days after the initial incident or confirmation by telephone or facsimile.

All claims submitted must include:

1. The original document is a claim letter from the Policy Holder
2. Copy of ID card or other identification and Family Card (KK)
3. News event complete crash from the competent authority if the risk occurs because of accident

SmartCare Executive

SmartCare Executive has 11 plans, which can be selected to suit you & your family health insurance needs.

It provides protection against health cost with disability benefit limit up to Rp 250 million (Rupiah program) and US$ 25,000 (US Dollars program ) and the Annual Limits of up to Rp 500 million (program Rupiah) and US$ 50,000 (US Dollar program).

SmartCare Executive is available for individual or family customers

No Need Cash
You will no need cash for your inpatient treatment. Just shows AXA SmartCare Executive membership card to hospital administration officer when you do registration.

The above condition is subject to:

* You are in AXA hospital networks providers
* The coverage within your benefit plan that you have selected
* Your benefit limit is still adequate


24-hours Assistance
You can contact our hotline service number below to arrange your hospitalisation into our hospital providers.

* Direct line is 2355 0288 for Jakarta, Bogor, Tangerang, Bekasi and Depok.
* Toll free line is 0800 1402 919 for other than above area.

Family insurance in Australia

Term Life Insurance

MBF Term Life Insurance is designed for those seeking more comprehensive protection for themselves and their families.

There is no limit to the amount of death cover* that can be applied for, and the policy also offers optional cover for traumatic illnesses and total and permanent disablement.
Key features

* 24 hour worldwide protection for death and terminal illnesses
* Optional cover for traumatic illnesses #
* Optional cover for total and permanent disablement #
* No limit to cover that can be applied for
* Automatic indexing to help benefits keep pace with inflation
* Discounts for large sums insured
* Premiums start from $20** per month
* Pay premiums monthly, or pay annually and get 12 months cover for the cost of 11

Our international family plans

These plans are designed for expatriate families or families living and traveling abroad regularly. For an international health insurance quote for your family you should contact Global Health Insurance. We will contact the world’s largest and most respectable insurers on your behalf to get your international health insurance quote, therefore ensuring you get the most suitable cover at the best price.

are annual, guaranteed renewable and suitable for all ages and occupations. Plan premiums are calculated depending upon where your family lives and your age but are not dependent on your occupation or your nationality. The plans are not specific to one country so if you relocate to a new country or back to your home country the coverage can be taken with you.

Here at Global Health Insurance we denominate your international health insurance quote in US dollars, but many international health insurance plans are extremely flexible and will accept payment in most major currencies.

Plans can be customized to include maternity, dental, chronic conditions, travel, and personal accident cover. We can also include a deductible (excess) to minimize the policy administration and help to keep your premiums low. Please review our article on medical insurance for Couples, Families and Children to understand more about what we can do for you.

If you are suffering from a pre-existing medical condition, we can help you to select the best insurer to extend coverage to this condition. For expert advice and an international health insurance quote please contact our consultants.

Profile & History of Jiwasraya

Profile & History of Jiwasraya

img The Company was established for one dedication: to help the society members plan for their own brighter future. December 31, 1859 will be remembered as the first milestone of Jiwasraya in their effort to realize the allegiance. The new company was named Nederlandsche Indische Levenverzekering en Lijvrente Maatschappij ( NILLMIJ). The next milestone was merger between nine companies owned by the colonial Dutch and one national company. In 1973, the emerging company became a company fully owned by the Government of the Republic Indonesia.

Now the company, known as PT Asuransi Jiwasraya, has been around 145 years. An impressive history filled with hardwork and improvement in many aspect, while earning more of the society’s confidence in return.

imgThe synergy between laudable dedication and business performance has provided a resourceful energy within the Company, that drives Jiwasraya to reach the position as it now; a reliable insurance company with more years of experience than any other company in Indonesia.

In running effort, Jiwasraya always try to adapt to requirement and growth socialize. That the company cause always perform renewal for the shake of replying era demand, among other things in the year 2003 changed the logo which at one blow change company identity. A new maxim was introduced last year, the 3-P motto : Product, Process And People. Product means that company always try to build an innovative product, like JS Link Fixed 95 and JS Link Fixed 93 for unit link products ( combining of protection and investment), and also JS Prestasi and JS Multi Proteksi for insurance education. Process means Jiwasraya always apply the technology of communications nowadays in equipping speed and accuracy of services. The technology called JL-INDO and V-Sat. Through JL-INDO process printing of policy earn can be done where policy published, while V-Sat represent technology of communications were connecting entire office of Jiwasraya, including Head Office, Regional Office and also Branch Office become one union ( on line). Meanwhile human resources improvement could be done through standardization of quality Jiwasraya agents. Company also routinely perform various education and training of employees both local and abroad. Today, Jiwasraya has own 505 the expert and professional employee in insurance field which is spread out in Head Office and also Regional Office/ Branch Office.

The news came from the entertainment, Adjie Massaid.

The news came from the entertainment. Adjie Massaid, actor and a member representative of the people or Parliament of the Democratic Party, last breath in RS Fatmawati, Cilandak, South Jakarta, on Friday (04/02/11) night at about 1:45 pm.

Linda Djalil, when contacted via telephone on Saturday (5 / 2), confirmed the news of the death of his half-sister. But Linda is still not able to reveal more about the cause of death Adjie.

According to information collected from the social network Twitter, Adjie was playing football at the Stadium Lebak Bulus before he died. And some predictions about the cause of death arose from Angelina Sondakh husband, a former Miss Indonesia, is.

Strong suspicion that the heart attack is a major cause departure of ex-husband singer Reza Artamevira it for good. The plan, Adjie will soon be buried at the Taman Cilandak funeral home, before it was buried in Orange TPU Purut, Kemang, Saturday (5 / 2) at 11 noon.

Until the end of his life, Adjie Massaid registered as a member of the House of Representatives Commission V, in charge of transportation, communications, public works, public housing, rural development, and the area left behind. In addition, Adjie also served as Under-23 Team Manager PSSI.

Hard to live without holding the insurance policy

Plan Summary

Trying to understand the various components and options of an international medical insurance plan can be confusing. Making a choice on a policy can be difficult because a policyholder may not know what a plan involves. In many cases an international medical insurance policy will stay with an individual for the rest of their life, so it is important that you make the right decision.

The easiest way to understand an international health insurance plan is to break down its' cover into individual parts. Below is a summary of the typical benefits that can be offered on the plan as well as important things that need to be considered. Medical insurers generally offer different levels of cover so that clients can select a plan that most closely matches their needs, only buying the coverage that they want.

We have listed some of the main areas of an international medical insurance plan below. Please read through these various terms, as these are the options that are most likely to have:

* Overall Maximum Benefit
* Area of Cover
* In-patient Coverage
* Out-patient Coverage
* Maternity
* Dental
* Chronic Conditions
* Emergency Evacuations
* Vaccinations
* Pre-existing Conditions
* General Exclusions
* Deductibles and Excess
* Policy Conditions
* Waiting Periods
* Claims

We can help provide the information that you need, and work with you to ensure that your plan can offer the coverage that you deserve. From areas of coverage, to the different levels of deductibles, whatever your questions may be we can answer them.

Be alert to the health and safety of our families

Relaxation

Stress is a major cause of physical and mental illness, including causes the body weight to be increased and reduced drastically. In addition, stress also affects the immune system. With the relaxation, stress can redah and healthy quality of life we can achieve. How:

1. Close your eyes, take a deep breath - in, hold 5-7 seconds then exhale slowly - slowly. Repeat 10 to 12 times, or according to what we need.
2. Do strecth or stretching. Stress can cause muscle - the body muscles become tense. When we feel tense and anxious, try to stand up and stretch your body quickly. Even simple stretching can make muscles become weak again and eliminate the feelings of anxiety.
3. Meditate for 20-30 minutes, every morning and evening. Meditation helps calm the body and mind. Meditation is simple, such as still and focusing the mind can make us feel at peace.
4. Reading a book of humor and watch your favorite comedy movie. Science proves laughter is a powerful way to relieve stress.
5. Walking - the road with someone we love can ease the stress. Hold the people we care about and ask him to walk - a little walk in the park. Enjoy the sunset together - together. Talk about things - beautiful things with him.

Awal Tahun Kereta Api Indonesia Mengalami Kecelakaan di Daerah Banjar, Ciamis,Jawa Barat.

REPUBLIKA.CO.ID,BANDUNG - Sebanyak 16 korban luka-luka akibat tabrakan Kereta Api Mutiara Selatan dengan Kutojaya di Stasiun Langensari, Kota Banjar, Jawa Barat, masih dirawat di rumah sakit. "Laporan terakhir masih ada 16 korban luka yang masih menjalani perawatan. Dua di antaranya akan dirujuk ke Rumah Sakit (RS) Kebon Jati dan RS Gombong," kata Kepala Humas PT Kereta Api (KA) Daop II Bandung, Bambang Setya Prayitno, ketika dihubungi ANTARA.

Menurut Bambang, ke-16 korban itu dirawat di tiga rumah sakit, yakni 12 orang di RSUD Banjar, RSUD Tasikmalaya satu dan RS Hasan Sadikin Bandung tiga orang. Korban yang dirawat di RSUD Banjar adalah Hindun, Yayang, A Tusiman, Sutrisno, Indea, Sri Lestari, Sarmini. Marsih, Aas Saefullah, Ujang Hendrik. Sedangkan dua lainnya Sain dialihkan ke RS Kebon Jati Bandung dan Sugito dialihkan perawatannya ke RSUD Gombong.

Poniman saat ini masih dirawat di RSUD Tasikmalaya, sedangkan tiga korban yang luka berat dirawat di RS Hasan Sadikin Bandung.Empat korban luka-luka lainnya sudah diperkenankan pulang yakni Surati, Nanik, Maryadi dan Sumirahyuningsih.

"Semua biaya perawatan ditanggung PT KA dan Asuransi Jasa Raharja," kata Bambang.

Tabrakan KA Mutiara Selatan dengan KA Kutojaya terjadi pada Jumat (28/1) pukul 20.25 WIB di lintasan tiga Stasiun Langensari, Kota Banjar. KA Kutojaya Selatan yang sedang berhenti di lintasan tiga ditabrak KA Mutiara Selatan yang sedang melaju menuju Bandung. Kecelakaan ini masih diselidiki Komisi Nasional Keselamatan Transportasi (KNKT), Tim Internal PTKA, serta pihak kepolisian.